For Home Buyers
Buying a home is an exciting time considering the NEW $8,000 Tax Credit offered some home-buyers and these LOWER INTEREST RATES. Making the smart move of choosing an EXPERIENCED REAL ESTATE PROFESSIONAL is one of the best steps to ensure that your new home and community meets your needs at an affordable price at purchase and after (taxes.... utilities, etc...) Kathryn and I provide services and experience ranging from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on treating each and every home-buyer as an investor.
A very good friend of ours that raised cutting horses summed it up the best when considering adopting a new horse. He always said, "You make your money on the BUY!" That genuinely applies to homes too! If you over-purchase a home that is obsolete to your needs and the surrounding market, you will inherit all of those problems in your day to day life in that home and will have problems selling that home with other homeowners listing their homes that they purchased at better values with greater amenities. If you buy smart, then perhaps even after a year like some of our customers that purchased last year, are not having a problem sell in the current market.
How We Can Help
Before you start looking
Closing Costs
- Assure that you have access all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Ensure you have a minimum of a ONE YEAR HOME WARRANTY. (We will accommodate you if the seller will not provide you one at theirs.)
Before You Start Looking For Your New Home:
- Call us to let us know what your expectations are!
- Let Us assist you in determining a comfortable monthly payment for your new purchase. We always recommend our clients include their monthly obligation for taxes and insurance in that payment.
- Let Us assist you in ensuring your Lender or any one recommended by ourselves or others provides a written Good Faith Estimate (GFE) disclosing your closing cost and fees.
- Let Us assist you in identifying what areas accommodate your needs.
- Let Us assist you in identifying the size and amenities of that home to how the aroma of your favorite blend of coffee smells from the kitchen.
- Consider Realtors® like ourselves that will assist you long after you purchase that home, whether it be a contractor recommendation or a local service recommendation relative to or not relative to Real Estate. Thank you.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
